Get where
you're going.

Whether you're looking for a car that suits life or work, we're here to make financing your vehicle quick, simple and easy.

But it's not about money. To us, a new car is the start of a journey with turns and twists. That's why we're with you every step of the way - from choosing the most suitable loan now, to helping you upgrade if your needs change in the future.

We believe that anything is possible and we're here to help you do it.

Finance options that fit you.

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Finance that suits you and your lifestyle.

If you're looking for a new car that's mostly for personal use, we've got you covered.
With two different loan options to choose from, you can find a finance option that suits
you and your lifestyle.

Fixed rate loan

With loan terms of up to 7 years and flexible payment options, our Fixed Rate loans can be tailored to suit your needs.

Key Features:

  • Loan term of up to 7 years
  • Flexible payment plans - choose weekly, fortnightly or monthly payments
  • Varied loan structures available which may suit you
  • Build on-road costs and insurance into your loan
Finance - Personal: Fixed rate loan
Novated finance lease

Novated Lease

If your employer agrees, you can take out a finance lease and then 'novate' it to your employer. This means they take on the financial responsibility for deducting the lease from your salary while you're employed with them. If you leave your job, you then take back responsibility for the repayments.

It's a type of salary packaging that may help reduce your overall taxable income and save you money in the long-term.

Key Features:

  • Fixed monthly payments - repayments are deducted from your regular salary
  • Enjoy the security of a fixed interest rate for the life of the loan
  • Varied loan structures available to suit your needs
  • No deposit required, finance 100% of the vehicle value
  • Predetermined balloon payment1

1. A balloon payment is a lump sum of money, additional to your monthly repayments, that is due at the end of the loan term. You should ensure that this payment meets your needs and that you have a plan to fund the payment.

Holden Financial Services is a registered trademark of General Motors LLC and is used under sub-licence by St.George Bank - A Division of Westpac Banking Corporation Limited ABN 33 007 457 141 AFSL and Australian credit licence 233714

Finance that helps you get on with business.

If you need a new car to help with work, we've got you covered. With three different loan options
to choose from, you can find a finance option that suits you and your business.

Goods Loan1

A Goods Loan is a finance option that can be claimed against your business' tax. With immediate vehicle ownership and the ability to build on-road costs and insurance into your loan it's a great way to get your business going as quickly as possible.

Key Features:

  • Immediate vehicle ownership1
  • Enjoy the security of a fixed interest rate for the life of the loan
  • Loan terms from 1-5 years - whatever suits you
  • Balloon repayments available2
  • Build on-road costs and insurance into your loan
Finance - Business Panel - Right- Image
Finance - Business Panel - Left - Image

Commercial Hire Purchase

Another convenient form of business finance is Commercial Hire Purchase. This means that you hire your vehicle over a set loan term. At the end of the loan term, you then have the option to take up ownership of the vehicle.

Key Features:

  • GST isn't charged on your monthly rental or residual payments3
  • Enjoy the security of a fixed interest rate for the life of the loan
  • Loan terms from 1-5 years - whatever suits you
  • Balloon available2
  • Build on-road costs and insurance into your loan

Finance Lease

A Finance Lease allows you to rent your vehicle over the lease term. You have full use of the vehicle during this period, and the product comes with a predetermined residual value.

Key Features:

  • Retain your business capital with the ability to finance 100% of the vehicle
  • GST on rental may be either wholly or partly recoverable3
  • Enjoy the security of a fixed interest rate for the life of the loan
  • Loan terms from 1 to 5 years - whatever suits you
Novated finance lease

1. Subject to finance provider or lender's security interest. 2. A balloon payment is a lump sum of money, additional to your monthly repayments, that is due at the end of the loan term. You should ensure that this payment meets your needs and that you have a plan to fund the payment. 3. Holden Financial Services are not providers of taxation advice. Please speak to an independent advisor for any tax-related queries.

Holden Financial Services is a registered trademark of General Motors LLC and is used under sub-licence by St.George Bank - A Division of Westpac Banking Corporation Limited ABN 33 007 457 141 AFSL and Australian credit licence 233714